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Aviation and Maritime Business

Aviation and Maritime Business

Download PolarisXperience or PolarisMobile from the App Stores. Our relationship with you goes beyond banking.
Corporate Banking Sectors

Corporate Banking Sectors

At Polaris Bank, we are committed to supporting the sound functioning of the economy. We offer a comprehensive portfolio of corporate products and services to our clients in different sectors of the economy with the primary aim of growing businesses,...
International Funding

International Funding

The International Funding Desk is responsible for managing and developing business relationships with international banks, multilateral, developmental agencies and other allied international financial institutions. We provide optimal value-enhancing...
International Operations Group

International Operations Group

Our International Operations Group is made up of experienced and dedicated professionals who are knowledgeable about International Business and Global Trade Practices and apply their wealth of experience in providing excellent service to support international...
International Funds Transfer

International Funds Transfer

Funds transfer is handled through direct payment or payment order from the bank to a beneficiary. Foreign currency denominated drafts are also issued by the bank. These drafts are denominated in British Pounds and US Dollars.
International Trade Services

International Trade Services

Our international trade specialists understand the global market and offer a wide range of products/services to help you manage and build your international business. Download PolarisXperience or PolarisMobile from the App Stores. ...
Products and Value Proposition

Products and Value Proposition

Download PolarisXperience or PolarisMobile from the App Stores. Our relationship with you goes beyond banking.
Project and Structured Finance

Project and Structured Finance

The Project and Structured Finance Group is a specialist team set up to provide dynamic financial solutions by deploying various finance options for large ticket transactions in Power & Infrastructure, Telecommunication, Agriculture businesses,...
Polaris Collect

Polaris Collect

The Polaris Collect platform will provide accurate information to major distributors as it pertains to what Payment was made, who paid, where it was paid, when it was paid, who received the Payment, how much was paid and where the funds are at every...
Polaris Payx

Polaris Payx

This platform allows Private Organizations and Government Agencies to automatically handle payments of salaries and payment to third parties (contractor, supplier, tenured workers) with the various levels of authorizations and approvals incorporated...
Polaris Webpay

Polaris Webpay

Web payment platform enables the transfer of funds for goods purchased and services rendered on a website. The web payments are made possible through the integration of web engines into existing organization’s website. Polaris Bank Web Payment G...
Cards

Cards

Being more than just a card, the Polaris card offers convenience, delivers unprecedented benefits and opportunities as well as provide incredible purchasing power and financial flexibility.
Card Types

Card Types

Polaris cards offer you the convenience of global acceptance. Being more than just a card, they deliver unprecedented benefits and opportunities, providing you with incredible purchasing power and financial flexibility. They come in 3 variants:...
Polaris Credit Cards

Polaris Credit Cards

The Polaris Credit Card is an internationally accepted card with a revolving credit limit. It provides access to funds when there is need for urgent payments and it is a convenient means of paying for goods and services. The variants of the Polaris...
Polaris Debit Cards

Polaris Debit Cards

The Polaris Debit Card enables holders make payments for goods and services electronically from the cardholder’s bank account across all channels namely ATM, POS and WEB. The variants of the Polaris Debit Card include the following: Download P...
Polaris Prepaid Cards

Polaris Prepaid Cards

The Polaris Prepaid Card is a prefunded and reloadable card established with previously deposited, authorized or transferred funds which will be reduced by purchases, cash withdrawals and account charges. The Prepaid Card is suitable for both existing...
Instant Card Issuance

Instant Card Issuance

You can get your debit card INSTANTLY upon request from any of our branches. Download PolarisXperience or PolarisMobile from the App Stores. Our relationship with you goes beyond banking.
Kegow Virtual Cards

Kegow Virtual Cards

The Kegow card is a virtual prepaid card denominated in Naira. The card makes shopping online seamless and is accepted anywhere VISA logo is displayed. It combines a mobile wallet and virtual Visa card into one offering. Customers can access this...
*833# Smart Code

*833# Smart Code

Welcome to Polaris Smart Banking Code - Smart Banking with *833# Open an account instantly, buy airtime, transfer funds, and pay your bills conveniently with *833#, the Smart Code. No data? No worries! Welcome to Smart Banking with Polaris Bank....
PolarisMobile

PolarisMobile

This is a solution which allows you to have access to your account(s) on your mobile device. Transactions are consummated on the move and without visiting a branch.
PolarisXperience (Internet Banking)

PolarisXperience (Internet Banking)

PolarisXperience is a robust user-friendly platform which boasts of delivering a plethora of services you can initiate and complete at the click of your mouse anywhere and at anytime.
The Polaris Bank POS

The Polaris Bank POS

Are you looking at getting a convenient and reliable POS device to boost the sales of your retail store, school, fuel station or other businesses? Do you plan to create convenience for your members to pay dues, offerings or fees? Or are you interested...
ATM Locator

ATM Locator

Search and get directions to any Polaris bank ATM near you.
Bank Verification Number

Bank Verification Number

The Central Bank of Nigeria, in collaboration with all Nigerian banks launched a centralized biometric identification system tagged Bank Verification Number (BVN). The Bank Verification Number (BVN) is an initiative aimed at protecting bank customers...
Concerns and Complaints

Concerns and Complaints

Your opinions, concerns and complaints are our delight, please let us know. LETTER: Write to: Polaris Bank Limited Customer Experience Management Department 31, Akin Adesola Street, Victoria Island, Lagos E-MAIL: Send an e-mail to: yescenter@polarisbanklimited.com...
Contact Us

Contact Us

Call our contact center, The Yes! Center: 0700-POLARIS (0700-7652747) 0806 988 0000 01 448 2100 01 270 5850 Send us an email: yescenter@polarisbanklimited.com Visit our Social media Channels: Facebook: https://www.facebook.com/polarisbankltd...
Find a Branch

Find a Branch

Search and get directions to any Polaris bank branch and cash center near you.
Security Center

Security Center

Our Security information has been updated to give our customers real time updates on how best to keep their transactions safe and secure. We have successfully outlined easy steps that will guide you to stay safe while you make your transactions...
Whistle Blower

Whistle Blower

As a financial institution, we are committed to our corporate governance in the conduct of our corporate social responsibility. As such, we ask that reports of unethical or unprofessional behavior on the part of any of our staff should be sent to:...

The Polaris Blog

In commemoration of the 2019 World Cancer Day and demonstration of its unwavering commitment to the fight against breast cancer in Nigeria, Polaris Bank has encouraged Nigerians to adhere to quality eating habit and healthy lifestyle to avoid...

Videos

 
Business Operations

Business Operations

Polaris Bank operates in all the key market segments of the Nigerian and West African economy serving a wide customer base in the public and private sector, including large and small corporate organisations, SMEs, professional groups and institutions....

Management and Board

The bank is led by a management team of experienced professionals and accomplished leaders with diverse but complementary competences and skills. The team is ably led by Mr. Adetokunbo Mukhail Abiru, who is the Group Managing Director/Chief Executive...
Our History

Our History

Polaris Bank is a bridge bank that assumed ownership of assets and liabilities of erstwhile Skye Bank effective Monday, September 24, 2018 by the declaration of the Central Bank of Nigeria (CBN). The Nigeria Deposit Insurance Corporation (NDIC)...
Privacy Policy

Privacy Policy

Polaris Bank is committed to maintaining the highest degree of confidentiality in all information provided to the Bank during your communication/contact with us. This policy relates to all information provided through our website (www.polarisbanklimited.com)...
Current Accounts

Current Accounts

Because we understand your peculiar needs, our current account platforms are carefully designed to help you realize your dreams and aspirations.
Polaris Current Account

Polaris Current Account

Polaris Current Account provides you a platform to meet your transactional banking needs and access to personal consumer finance and other credit facilities, ideally at a reasonable cost offering value for money. Download PolarisXperience...
Polaris Global Account

Polaris Global Account

Nothing is as satisfying as being in control of your funds from the comfort of your home/office in any country around the world. This product gives our diaspora customers the opportunity to carry out all banking transactions on the go. Additionally,...
Polaris Select Account

Polaris Select Account

In line with our promise to provide fast, efficient and exclusive service to our Priority clients, we are pleased to inform you of the availability of our PRIORITY FAST TRACK service points in 10 branches as listed above. This service is exclusive...
Debit/Credit Card

Debit/Credit Card

Polaris cards offer you the convenience of global acceptance. Being more than just a card, they deliver unprecedented benefits and opportunities, providing you with incredible purchasing power and financial flexibility. They come in 3 variants:...
Money Transfer

Money Transfer

At Polaris Bank, we offer you a world of convenience with our variety of Money Transfer services which allow you to receive and send funds locally and internationally. Our service offerings include: Western Union Money transfer MoneyGram Money...
African Payment Service

African Payment Service

The West African Coast just got smaller! Are you a trader doing business along the West African coast? Do you need to transfer money to your family or business partners in Guinea, Sierra Leona or Gambia? If yes, then our African Payment Service...
FX Direct

FX Direct

FX Direct is a funds transfer process which relates to outbound foreign currency denominated transaction initiated by our customer to a beneficiary with account in another Bank (Local or International) which requires intervention of offshore correspondent...
MoneyGram

MoneyGram

Polaris Bank is one of the leading Money transfer agents in Nigeria. Polaris Bank has a robust branch network of over 365 locations across Nigeria. With Polaris Bank’s MoneyGram services, receiving your money from Monday through Friday nationwide a...
Polaris FlitCash

Polaris FlitCash

This is an additional of service under the Money Transfer products. It ensures secure transfers and payment of cash to both account and non-account holders. Download PolarisXperience or PolarisMobile from the App Stores. Our relationship...
RIA Money Transfer Service

RIA Money Transfer Service

At Polaris Bank, we offer the flexibility of receiving your RIA inflows directly into your bank account (in Naira) or cash pick up services at any of our business locations. Download PolarisXperience or PolarisMobile from the App Stores....
Small World

Small World

At Polaris Bank, we have partnered with Small World to offer the flexibility of receiving your Small World inflows directly into your bank account (in Naira) or cash pick up services at any of our business locations.
Transfast

Transfast

Polaris Bank is in partnership with TRANSFAST with options of receiving your Transfast inflows directly into your bank account (in Naira) or cash pick up services at any of our business locations.
Western Union

Western Union

This service allows the transfer of funds to and from Nigeria. Through a flexible and convenient network of over 334,000 agents across 200 countries and territories, our customers can Receive and Send Money abroad through the Western Union service...

Not-for-profit Organizations

Our Community account is targeted at building better and bigger associations.
Priority Fast Track

Priority Fast Track

In line with our promise to provide fast, efficient and exclusive service to our Priority clients, we are pleased to inform you of the availability of our PRIORITY FAST TRACK service points in 10 branches as listed above. This service is exclusive...
Saturday Banking

Saturday Banking

Extended Banking Services We are glad to inform you that in addition to our regular banking hours from Monday to Friday (8am – 4pm), we offer extended banking services on Saturdays and Sundays at select branches. The following services are offered o...

Loans for Parents and Teachers

Polaris Bank also offers a range of retail loans to address the funding needs of parents and teachers to pay school fees and also for teachers to bridge working capital against their salaries. The following are the retail loans and their features:...
Personal Term Loan

Personal Term Loan

Our Personal Term Loan will help you meet your personal needs. You don’t have to worry about medical bills, school fees, asset acquisition or setting up that small scale business. Also enjoy the benefits of Banking on the go using our mobile app a...
Polaris Salary Advance

Polaris Salary Advance

Our pay day loan gives access up to 70% of your salary at anytime before pay day. Funds can be accessed 24/7 via the ATM, or through your mobile device using our USSD, PolarisMobile and PolarisXperience. Download PolarisXperience or PolarisMobile...
Savings Accounts

Savings Accounts

We have a range of savings accounts to meet your needs; whether you want instant access to your cash, opportunity to participate in our reward programs or an account with minimal documentation. Everyone knows that variety is the spice of life and...
Polaris Campus Plus

Polaris Campus Plus

Are you a student of any Tertiary Institution? Enjoy easy banking today, open an account with your student ID card and get your instant account number. This is an opportunity to join the league of financially independent students. Our campus plus...
Polaris Community Savings Account

Polaris Community Savings Account

This is targeted at unregistered entities i.e Unregistered Businesses, Associations, Cooperatives, Clubs, Charities, Churches Prayer Group, Mosques Association, Estates (Residential) and other Not-for-profit Organizations not registered with CAC....
Polaris Dollar Domiciliary

Polaris Dollar Domiciliary

Our Polaris domiciliary account gives customers the convenience of saving and transferring funds in foreign currency (USD, GBP and EUR). You can also pay your bills abroad, school fees and other FX transactions directly from the comfort of your...
Polaris Ease

Polaris Ease

You say saving your money isn't easy? Polaris Ease Account says it is! Use any ID to open a Polaris Ease Account online in less than 5 minutes and get your account number instantly! Dial *833# to Bank on your phone *833*1# - Account Opening...
Polaris Flex

Polaris Flex

No ID Card? No Problem! With Polaris Flex it Flexing all the way to the bank. Open a Flex Account online in less than 5minutes and get your account number instantly! Dial *833# to Bank on your phone *833*1# - Account Opening *833*3# - Funds...
Polaris Rainbow Savings Account

Polaris Rainbow Savings Account

A special savings account for children (0-17years) opened by Parents/Guardians who wish to imbibe a savings culture in their children. The account enables children to save and learn the value of money as well as develop a savings culture early in...
Polaris Save Plus

Polaris Save Plus

Money Doesn't Grow on Trees, but it Grows in your Polaris Save Plus Account! Whether you want to save towards a specific project or just want to set some money aside, this basic account is the right one for you! Polaris Save Plus is the flagship...
Polaris Wise Account

Polaris Wise Account

Dream It! Believe It! And with Polaris Wise you can Achieve It! Our Polaris Account is a high yield target savings account which gives you a higher savings interest rate, allowing you achieve your goals and dream.   Download PolarisXperience...
Business Accounts

Business Accounts

Polaris Bank has developed a range of products and services to specifically meet the needs of various classes of these SMEs. Our goal is to support the growth and success of SMEs through the provision of cost effective banking services, adequate...
Polaris Business Account – Current

Polaris Business Account – Current

Polaris Business account is specially developed to cater to the banking needs of all SMEs providing the opportunity to find the right business solution and platform to nurture their business for growth. The account offers a wide range of exceptional...
Polaris Business Account – Savings

Polaris Business Account – Savings

Are you saving in the short term to make order for a supply or you intend to save over a longer period to provide important capital to fund future projects or ventures, then Polaris Business Savings Account is the right solution for you. Earn attractive...
Polaris Excel

Polaris Excel

Polaris Excel Account is our premium business account targeted at all business types (Enterprise, Business Ventures, Limited Liability companies, Sole proprietorship), Churches, Clubs/ Association, Cooperative Societies, Charities and other Not-For-Profit...
Term Deposit and Domiciliary Accounts

Term Deposit and Domiciliary Accounts

We offer competitive interest rates on deposits from all business type i.e. Enterprise, Business Ventures, Limited Liability companies, sole proprietorship, etc. that fall within our defined market for SME. Download PolarisXperience or PolarisMobile...
Business Name Registration

Business Name Registration

This is a value add for our customers in the SBA Savings product class as well as prospecting clients who do not have CAC registration. We help you register your business(es) as a Business Name with the Corporate Affairs Commission at a minimal cost...
Easy Access to USD for SME Imports

Easy Access to USD for SME Imports

The Central Bank of Nigeria (CBN), in its latest circular on Foreign Exchange Payment for Small-Scale Importation, has advised that all eligible imports by Small and Medium Enterprises (SMEs) valued at no more than USD20,000 (Twenty thousand Dollars)...
Intervention Funds

Intervention Funds

The Government has made available several Funds to support the growth of SMEs in Nigeria and we are positioned to enable your business access these funds for business expansion purposes. They are: Download PolarisXperience or PolarisMobile...
Pearl

Pearl

Pearl is our best in class women empowerment initiative. The platform offers a series of benefit to the sit-at-home mothers, women owned businesses (entrepreneurs) and female professionals by offering them a chance to grow and expand their wealth...
SME Loans

SME Loans

Nurturing businesses for growth means bridging identified gaps in your client’s business. One of those gaps is funding gap and as a Bank, we have the following loan solutions for our SME customers.
Other SME Loans

Other SME Loans

At Polaris Bank, we understand the need of SME businesses and therefore have developed tailor-made loan product on a fast-track platform to meet the needs of the SME business. Please find below the list of available loan products. Loan Type...
Polaris School Advantage

Polaris School Advantage

The Polaris School Advantage loan is designed to support schools in meeting their short term funding needs and also assist in assets acquisition and expansion projects. The types of loan available are: Loan Type Features Overdraft Facility  ...
Your Business

Your Business

Freedom, flexibility and the opportunity to follow your dreams are the rewards you get for working for yourself. However, there is also the flipside of the many challenges that you face. The good news? With some smart business planning, you can put...
Growing your Business

Growing your Business

While many business owners look forward to growth, rapid growth can present challenges such as: Shortage of capital for expansion The need for new processes and systems to meet demand Onboarding new employees Strains on management resources...
Starting your Business

Starting your Business

Freedom, flexibility and the opportunity to follow your dreams are the rewards you get for working for yourself. However, there is also the flipside of the many challenges that you face. The good news? With some smart business planning, you can put...
Corporate Social Responsibility

Corporate Social Responsibility

We are committed to being a responsible organization and making a positive contribution to the society and the environment. Corporate Social Responsibility helps us inspire trust in our brand, develop strong relationships with our stakeholders,...
Financial Literacy and Inclusion

Financial Literacy and Inclusion

Polaris Bank believes that financial literacy will pave the way for a sustainable economic development. The principal aim of financial literacy efforts is to provide children & youth, adults/parents, consumers and others with basic and essential...