Polaris Salary Advance

Our pay day loan gives access up to 70% of your salary at anytime before pay day.
Funds can be accessed 24/7 via the ATM, or through your mobile device using our USSD, PolarisMobile and PolarisXperience.


Quick access to funds for bridging short-term funding gap.

  • Access 70% of monthly net income upfront
  • 24 hours loan processing time
  • No collateral required
  • Minimal Documentation
  • Competitive pricing
Am I eligible?
  • Applicants must be in employment of reputable organizations in both private and public sector
  • Applicant’s salary account must be domiciled with Polaris Bank
  • Applicant must meet the minimum risk acceptance criteria of the bank

*Terms and conditions apply

How do I apply?
  • Visit any of our branches closest to you to complete loan application form and submit same with other required documents
  • Loan is processed and disbursed within 24 hours of submission of application and relevant documents

You can also:

  • Call POLARIS YES CENTER on 070075932265, 08069880000, 01-4482100 or 01-2705850.
  • Call your relationship officer.

Download PolarisXperience or PolarisMobile from the App Stores.

Our relationship with you goes beyond banking.