Personal Term Loan

Our Personal Term Loan will help you meet your personal needs. You don’t have to worry about medical bills, school fees, asset acquisition or setting up that small scale business.
Also enjoy the benefits of Banking on the go using our mobile app and track your loan status and repayment
Apply today and enjoy the long and flexible repayment plan.

  • Access up to N10 million
  • Flexible and convenient monthly repayment plan over a maximum period of 48 months
  • Repayment will be from salary domiciled with the bank
  • Competitive Interest Rate
  • No collateral required
Am I eligible?
  • Applicant must be in employment of reputable organization in private or public sector
  • Applicant’s salary account must be domiciled with Polaris Bank
  • Facility is available only to confirmed staff
  • Applicant must meet the minimum risk acceptance criteria of the bank

*Terms and conditions apply

How do I apply?
  • Visit any Polaris Bank branch closest to you to complete a loan application form
  • Submit duly completed loan form with all relevant loan documents.
  • Loan is processed and disbursed within 48 hours

You can also:

  • Call YES CENTER on 0700-POLARISBANK (070075932265), 08069880000, 01-4482100 or 01-2705850.
  • Call your relationship officer.

Download PolarisXperience or PolarisMobile from the App Stores.

Our relationship with you goes beyond banking.