Polaris Credit Cards

The Polaris Credit Card is an internationally accepted card with a revolving credit limit. It provides access to funds when there is need for urgent payments and it is a convenient means of paying for goods and services.
The variants of the Polaris Credit Card include the following:

Polaris Visa Gold Credit Card

This card provides easy access to the good things in life, no matter where you are. It offers an excellent selection of travel, dining, shopping and lifestyle opportunities. If things go wrong on your travels, in a medical emergency or when your card is lost or stolen, you have access to an emergency cash advance.

Features:

  • The customer segment eligible for this card is the emerging middle class customer
  • The card is valid for 3 years
  • Flexible limit-based on income and class of cardholder
  • Up to 45 days interest free opportunity
  • Allows you get cash whenever you need it at ATMs worldwide
  • Chip and PIN enabled for optimal security
  • Online Protection for your web transactions with Verified by Visa
  • The card can be used in over 24 million merchants and 2.3 million ATMs worldwide where Visa is accepted

Benefits:

You get access to exciting discount offers including:

  • 35% discount on standard rates and up to 30% discount on international leisure rates.
  • Complementary Avis preferred membership. Book online at www.avisworld.com/visa to enjoy this offer.
  • Entitlement to Hotel Club, an online stay and accommodation company offering various fantastic deals and access to great hotels at fantastic rates. Additional 15% off all existing Hotel Club offers. Book online at www.hotelclub.com/visa/en to enjoy this offer.
  • Access to various discounts and offers in the US, UK, Europe and the Middle East. Visit: https:/travel.visa.com and search for an offer available.
  • A supplementary card can be issued alongside the Gold Credit card
Polaris MasterCard Platinum Naira Credit Card

This card is designed to address the financial requirements of customers in the Mass Affluent segment. The card provides customers with personalized banking experience and premium services to enhance our busy cardholders’ lifestyle.

Features:

  • The customer segment eligible for this card is Mass Affluent
  • The card is valid for 3 years
  • Higher Spend limits across all channels
  • Up to 45 days free interest opportunity
  • Allows you get cash whenever you need it at ATMs worldwide
  • Chip and PIN enabled for optimal security
  • Online Protection for your web transactions with Verified by Visa

Benefits:

  • Free supplementary card is issued alongside the Platinum Credit card
  • Access to exclusive discount/offers on MasterCard priceless website
  • Lost/Stolen Card Report (LSR): Cardholders can file lost or stolen card reports and initiate the process to have their cards cancelled and replaced.
  • Emergency Card Replacement (ECR): Cardholders can have their lost or stolen cards replaced quickly—anywhere in the world—at a convenient location. ECRs are delivered in the United States by the next day and within two business days almost everywhere else.
  • Emergency Cash Advance (ECA): Cardholders whose cards have been lost or stolen can request an emergency cash advance and make any necessary pickup/delivery arrangements. Through the MasterCard relationship with Western Union, your cardholders can access cash at 233,000 locations worldwide.
  • Access to Airport lounges; Abu Dhabi Int’l Airport, Dubai Int’l Airport only
Visa Gold USD Credit Card

The other variant of the Polaris Credit Card is an internationally accepted dollar-denominated card. It gives you access to funds in USD when there is need for convenience in payments and purchases internationally. This card is a cash back credit Card as it is pre-funded with dollars before use. The Card is attached to a USD Card account. The card types include the following:

 

This is a dollar denominated card used to conveniently make payments internationally, across all channels internationally.

Features:

  • Global acceptance wherever Visa logo is displayed
  • Dollar denominated
  • Chip & PIN secured
  • Validity period of 3 years
  • Enhanced security for Internet payments via Verified-by-Visa (VbV) services
  • Withdrawals from card account is via POS, Web and ATM

Benefits:

  • Wider acceptability on varying platforms
  • Access to Visa web banking where the card holder has access to view their card activity online real-time
  • Dedicated Website- A special website; www.visacemea.com created for Visa Gold cardholders. The website gives you access to discounted Hotel services payments worldwide and a range of discounted services to cater for your shopping, dining, leisure and other Travel needs.
  • Global Support Services (GSS), which includes:
  • Emergency card replacement in case of Card loss or theft (card will be delivered directly by secure courier or through an emergency service outlet anywhere in the world).
  • Free/Discounted access to some Visa sponsored events and programs.
  • Emergency legal and medical referrals while abroad.
Visa Platinum USD Credit Card

This is an internationally accepted card denominated in dollars, designed for our esteemed customers (HNIs).

Features:

  • Global acceptance wherever Visa logo is displayed
  • Dollar denominated
  • Chip & PIN secured
  • Validity period of 3 years
  • Enhanced security for Internet payments via Verified-by-Visa (VbV) services
  • Withdrawals from card account is via POS, Web and ATM

Benefits:

 

  • Wider acceptability on varying platforms
  • Access to Visa web banking where the card holder has access to view their card activity online real-time
  • Dedicated Visa Premium Customer Service Website; www.visaplatinum.com created for Visa Platinum cardholders.
  • Global Support Services (GSS), which includes:
  • Emergency card replacement in case of Card loss or theft (card will be delivered directly by secure courier or through an emergency service outlet anywhere in the world).
  • Free/Discounted access to some Visa sponsored events and programs.
  • Emergency legal and medical referrals while abroad.

Begin your application for a Polaris Credit Card here

Download PolarisXperience or PolarisMobile from the App Stores.


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